Definition: The term "Cigna Insurance Dental Coverage" refers to a type of health plan offered by Cigna, a large employer-sponsored health care insurance company in the United States. This type of insurance typically covers various medical services provided through the dental department within the covered provider network. Here are some key details about this coverage: -

Coverage:

The dental service is considered an "additional service" under the plan, which means that it is not a standard benefit offered by Cigna's health plans. Instead, it is included in additional benefits upon enrollment or if a rider (insured person) adds additional dental services to their policy. -

Outcomes:

The dental coverage typically includes basic treatments such as fillings, cleanings, and procedures like root canals. It also provides other non-critical care options, such as dental implants and periodontal surgery, that may be covered under the plan. -

Premiums:

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Basic Plan:

For this type of plan, you will need to pay a standard premium. -

Additional Plans:

Cigna offers several additional plans, including the Premium Plus Plan, which is designed for employees who prefer not to enroll in a basic plan but still want dental coverage. This plan allows for a lower premium. -

Benefits:

- Coverage for general dental services such as fillings and extractions. - Treatment for specific conditions like teeth whitening or crowns. - Additional services, including preventive care, that can be covered under the plan but are not standard benefits. -

Outcomes:

The coverage typically includes a minimum amount of insurance protection against catastrophic dental procedures and emergencies. The plan also offers financial assistance to eligible employees if they need additional dental care outside of their coverage. It's important to note that this is a general overview, and specific details may vary depending on the individual policy. It's advisable to speak with an agent or contact Cigna directly for more accurate information about your coverage options.

cigna insurance dental coverage